13F-HR 1 scc13f123112.txt SCC DECEMBER 31, 2012 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 13F-HR Form 13F COVER PAGE Report for the Calendar Year of Quarter Ended: December 31, 2011 Check here if Amendment [ ]; Amendment Number: This Amendment (Check only one.):[ ] is a restatement. [ ] adds new holdings entries. Institutional Investment Manager Filing this Report: Name: Second Curve Capital, LLC Address: 237 Park Ave 9th Floor New York, NY 10017 Form 13F File Number: 028-06413 The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this submission. Person Signing this Report on Behalf of Reporting Manager: Name: Bradley Cymbol Title: Chief Financial Officer Phone: 646-563-7620 Signature, Place, and Date of Signing: Bradley Cymbol New York, NY February 14, 2013 Report Type (Check only one.): [X] 13F HOLDINGS REPORT. [ ] 13F NOTICE. [ ] 13F COMBINATION REPORT. Form 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 0 Form 13F Information Table Entry Total:26 Form 13F Information Table Value Total: $ 371,080 (thousands) List of Other Included Managers: None FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED BANCORP INC COM 05969A105 30,240 2756586 SH SOLE 2756586 BANNER CORPORATION COM 06652V109 22,485 731693 SH SOLE 731693 BOFI HOLDING INC COM 05566U108 533 19175 SH SOLE 19175 CAPITAL CITY BANK GROUP INC COM 139674105 5,951 523354 SH SOLE 523354 EVERBANK FINANCIAL CORP COM 29977G102 18,693 1253735 SH SOLE 1253735 FIRST ACCEPTANCE CORP COM 318457108 652 521452 SH SOLE 521452 FIRST OPPORTUNITY FUND INC COM 33587T108 77 10000 SH SOLE 10000 FIRST UNITED CORP COM 33741H107 1,260 175730 SH SOLE 175730 HILLTOP HOLDINGS INC COM 432748101 7,447 550000 SH SOLE 550000 MERCANTILE BANK CORP COM 587376104 3,088 187161 SH SOLE 187161 NEWSTAR FINANCIAL INC COM 65251F105 61,444 4385706 SH SOLE 4385706 OCWEN FINANCIAL CORP COM 675746309 692 20000 SH SOLE 20000 ORIENTAL FINANCIAL GROUP COM 68618W100 19,758 1480000 SH SOLE 1480000 POPULAR INC COM 733174700 9,875 475000 SH SOLE 475000 PRIMUS GUARANTY LTD COM G72457107 30,168 3447818 SH SOLE 3447818 REGIONS FINANCIAL CORP COM 7591EP100 2,175 305000 SH SOLE 305000 SEACOAST BANKING CORP INC COM 811707306 5,975 3711133 SH SOLE 3711133 SUFFOLK BANKCORP ORD COM 864739107 3,371 257351 SH SOLE 257351 SUN BANCORP INC COM 86663B102 13,045 3684943 SH SOLE 3684943 SYNOVUS FINANCIAL CORP COM 87161C105 26,300 10734744 SH SOLE 10734744 TAYLOR CAPITAL GROUP INC COM 876851106 33,979 1882508 SH SOLE 1882508 TREE COM INC COM 894675107 7,562 419437 SH SOLE 419437 UNITED COMMUNITY BANKS GA COM 90984P303 23,328 2471170 SH SOLE 2471170 BANK OF AMERICA CORP A WARRANTS *W EXP 01/16/201 060505146 40,074 7395693 SH SOLE 7395693 BANK OF AMERICA CORP B WARRANTS *W EXP 10/28/201 060505153 571 741000 SH SOLE 741000 ZIONS BANCORPORATION WARRANTS *W EXP 05/22/202 989701115 2,337 820000 SH SOLE 820000