13F-HR 1 scc13f93012.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 13F-HR Form 13F COVER PAGE Report for the Calendar Year of Quarter Ended: December 31, 2011 Check here if Amendment [ ]; Amendment Number: This Amendment (Check only one.):[ ] is a restatement. [ ] adds new holdings entries. Institutional Investment Manager Filing this Report: Name: Second Curve Capital, LLC Address: 237 Park Ave 9th Floor New York, NY 10017 Form 13F File Number: 028-06413 The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this submission. Person Signing this Report on Behalf of Reporting Manager: Name: Bradley Cymbol Title: Chief Financial Officer Phone: 646-563-7620 Signature, Place, and Date of Signing: Bradley Cymbol New York, NY November 14, 2012 Report Type (Check only one.): [X] 13F HOLDINGS REPORT. [ ] 13F NOTICE. [ ] 13F COMBINATION REPORT. Form 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 0 Form 13F Information Table Entry Total:24 Form 13F Information Table Value Total: $ 282,233 (thousands) List of Other Included Managers: None FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED BANCORP INC COM 05969A105 25,478 2480861 SH SOLE 2480861 BANNER CORPORATION COM 06652V109 24,097 887584 SH SOLE 887584 BOFI HOLDING INC COM 05566U108 499 19175 SH SOLE 19175 CAPITAL CITY BANK GROUP INC COM 139674105 4,300 404170 SH SOLE 404170 EVERBANK FINANCIAL CORP COM 29977G102 11,962 868735 SH SOLE 868735 FIRST ACCEPTANCE CORP COM 318457108 288 247652 SH SOLE 247652 FIRST OPPORTUNITY FUND INC COM 33587T108 76 10000 SH SOLE 10000 FIRST UNITED CORP COM 33741H107 616 97719 SH SOLE 97719 HILLTOP HOLDINGS INC COM 432748101 3,559 280000 SH SOLE 280000 MERCANTILE BANK CORP COM 587376104 4,240 247389 SH SOLE 247389 NEWBRIDGE BANCORP ORD COM 65080T102 1,204 248665 SH SOLE 248665 NEWSTAR FINANCIAL INC COM 65251F105 47,230 3939112 SH SOLE 3939112 PRIMUS GUARANTY LTD COM G72457107 32,492 4011314 SH SOLE 4011314 REPUBLIC BANCORP INC - CLASS A COM 760281204 2,472 112607 SH SOLE 112607 SEACOAST BANKING CORP INC COM 811707306 2,939 1848133 SH SOLE 1848133 SUFFOLK BANKCORP ORD COM 864739107 3,993 272351 SH SOLE 272351 SUN BANCORP INC COM 86663B102 10,700 3175016 SH SOLE 3175016 SYNOVUS FINANCIAL CORP COM 87161C105 33,973 14334744 SH SOLE 14334744 TAYLOR CAPITAL GROUP INC COM 876851106 30,045 1754939 SH SOLE 1754939 TREE COM INC COM 894675107 6,906 440722 SH SOLE 440722 UNITED COMMUNITY BANKS GA COM 90984P303 14,315 1706170 SH SOLE 1706170 BANK OF AMERICA CORP A WARRANTS *W EXP 01/16/201 060505146 17,757 5030200 SH SOLE 5030200 BANK OF AMERICA CORP B WARRANTS *W EXP 10/28/201 060505153 505 711000 SH SOLE 711000 ZIONS BANCORPORATION WARRANTS *W EXP 05/22/202 989701115 2,587 770000 SH SOLE 770000