13F-HR 1 scc13f63012.txt SCC 13F QE 63012 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 13F-HR Form 13F COVER PAGE Report for the Calendar Year of Quarter Ended: December 31, 2011 Check here if Amendment [ ]; Amendment Number: This Amendment (Check only one.):[ ] is a restatement. [ ] adds new holdings entries. Institutional Investment Manager Filing this Report: Name: Second Curve Capital, LLC Address: 237 Park Ave 9th Floor New York, NY 10017 Form 13F File Number: 028-06413 The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this submission. Person Signing this Report on Behalf of Reporting Manager: Name: Bradley Cymbol Title: Chief Financial Officer Phone: 646-563-7620 Signature, Place, and Date of Signing: Bradley Cymbol New York, NY August 14, 2012 Report Type (Check only one.): [X] 13F HOLDINGS REPORT. [ ] 13F NOTICE. [ ] 13F COMBINATION REPORT. Form 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 0 Form 13F Information Table Entry Total:28 Form 13F Information Table Value Total: $ 271,729 (thousands) List of Other Included Managers: None FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED BANCORP INC COM 05969A105 23,141 2453945 SH SOLE 2453945 BANNER CORPORATION COM 06652V109 25,102 1145678 SH SOLE 1145678 CAPITAL CITY BANK GROUP INC COM 139674105 1,160 157365 SH SOLE 157365 CITIZENS REPUBLIC BANCORP INC COM 174420109 23,280 1359025 SH SOLE 1359025 COBIZ FINANCIAL INC COM 190897108 4,256 679925 SH SOLE 679925 COMPUCREDIT CORP COM 20478T107 4,598 1270031 SH SOLE 1270031 EVERBANK FINANCIAL CORP COM 29977G102 217 20000 SH SOLE 20000 FIRST ACCEPTANCE CORP COM 318457108 158 117652 SH SOLE 117652 FIRST UNITED CORP COM 33741H107 161 37384 SH SOLE 37384 JPMORGAN CHASE & CO COM 46625H100 391 10940 SH SOLE 10940 MERCANTILE BANK CORP COM 587376104 7,738 419422 SH SOLE 419422 MERITAGE HOMES CORP COM 59001A10 763 22475 SH SOLE 22475 NEWBRIDGE BANCORP ORD COM 65080T102 154 35142 SH SOLE 35142 NEWSTAR FINANCIAL INC COM 65251F105 48,044 3707119 SH SOLE 3707119 OCWEN FINANCIAL CORP COM 675746309 299 15941 SH SOLE 15941 PRIMUS GUARANTY LTD COM G72457107 36,123 4816356 SH SOLE 4816356 SEACOAST BANKING CORP INC COM 811707306 3,125 2097086 SH SOLE 2097086 STERLING FINANCIAL CORP COM 859319105 1,049 55548 SH SOLE 55548 SUFFOLK BANKCORP ORD COM 864739107 1,479 114000 SH SOLE 114000 SUN BANCORP INC COM 86663B102 6,533 2437718 SH SOLE 2437718 SYNOVUS FINANCIAL CORP COM 87161C105 29,214 14754744 SH SOLE 14754744 TAYLOR CAPITAL GROUP INC COM 876851106 33,840 2064684 SH SOLE 2064684 TREE COM INC COM 894675107 5,476 478701 SH SOLE 478701 UNITED COMMUNITY BANKS GA COM 90984P303 3,094 361016 SH SOLE 361016 AMERICAN INTL GROUP INC WARRANTS *W EXP 01/19/202 026874156 515 50000 SH SOLE 50000 BANK OF AMERICA CORP A WARRANTS *W EXP 01/16/201 060505146 9,126 2585200 SH SOLE 2585200 BANK OF AMERICA CORP B WARRANTS *W EXP 10/28/201 060505153 569 711000 SH SOLE 711000 ZIONS BANCORPORATION WARRANTS *W EXP 05/22/202 989701115 2,124 720000 SH SOLE 720000