13F-HR 1 scc13f123111.txt DECEMBER 31, 2011 FILING UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 13F-HR Form 13F COVER PAGE Report for the Calendar Year of Quarter Ended: December 31, 2011 Check here if Amendment [ ]; Amendment Number: This Amendment (Check only one.):[ ] is a restatement. [ ] adds new holdings entries. Institutional Investment Manager Filing this Report: Name: Second Curve Capital, LLC Address: 237 Park Ave 9th Floor New York, NY 10017 Form 13F File Number: 028-06413 The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this submission. Person Signing this Report on Behalf of Reporting Manager: Name: Bradley Cymbol Title: Chief Financial Officer Phone: 646-563-7620 Signature, Place, and Date of Signing: Bradley Cymbol New York, NY February 14, 2012 Report Type (Check only one.): [X] 13F HOLDINGS REPORT. [ ] 13F NOTICE. [ ] 13F COMBINATION REPORT. Form 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 0 Form 13F Information Table Entry Total:16 Form 13F Information Table Value Total: $ 177,618 (thousands) List of Other Included Managers: None FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED BANCORP INC COM 05969A105 8,913 1232732 SH SOLE 1232732 BANNER CORPORATION COM 06652V109 25,033 1459640 SH SOLE 1459640 CITIZENS REPUBLIC BANCORP INC COM 174420109 19,653 1723922 SH SOLE 1723922 COBIZ FINANCIAL INC COM 190897108 13,650 2365651 SH SOLE 2365651 COMPUCREDIT CORP COM 20478T107 4,405 1190631 SH SOLE 1190631 FIRST MERCHANTS CORP COM 320817109 2,644 312150 SH SOLE 312150 MERCANTILE BANK CORP COM 587376104 8,095 830266 SH SOLE 830266 NEWSTAR FINANCIAL INC COM 65251F105 24,757 2434312 SH SOLE 2434312 PRIMUS GUARANTY LTD COM G72457107 29,740 6069457 SH SOLE 6069457 SEACOAST BANKING CORP INC COM 811707306 2,561 1684895 SH SOLE 1684895 STERLING FINANCIAL CORP COM 859319105 6,305 377528 SH SOLE 377528 SUFFOLK BANKCORP ORD COM 864739107 809 75000 SH SOLE 75000 SUN BANCORP INC COM 86663B102 1,719 710382 SH SOLE 710382 SYNOVUS FINANCIAL CORP COM 87161C105 6,063 4299744 SH SOLE 4299744 TAYLOR CAPITAL GROUP INC COM 876851106 20,974 2157783 SH SOLE 2157783 TREE COM INC COM 894675107 2,297 410920 SH SOLE 410920